Top 35+ Best Refer And Earn Apps In India 2024 [Earn ₹106,500]

Making money with Refer and Earn Apps seems difficult but it’s not that difficult as it sounds.

If you are consistent in promoting these high paid apps through Social Media Platforms, Online Forums, Communities, Blogging and Content Creation, you will be able to make huge money.

Refer and earn apps are a type of mobile application that offer rewards or incentives to users for referring the app to their friends, family and their viewers. These rewards can come in the form of cashback, discounts, or other incentives.

The process of using these apps is generally quite simple. After downloading the app, users are provided with a unique referral code or link that they can share with their their friends, family and viewers. When someone uses that code or link to download and sign up for the app, the referrer earns a reward.

Refer and earn apps are a great way to make money online. However, it’s important to be aware of the terms and conditions, restrictions, and limitations of the rewards and cashback before signing up for the app.

Types of Refer and Earn Apps

Types of apps that typically offer high referral rewards and how to make money through them:

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Investment & Financial apps: Investment apps such as Zerodha, Upstox and 5paisa offer high referral rewards for referring friends to open an account and start trading on their platform.

Digital Wallet apps: Digital Wallet apps like PhonePe, Paytm, Google Pay, Amazon Pay and ICICI Pockets offer high referral rewards for referring friends to download and use their app for the first time.

Online Shopping apps: Online Shopping apps such as Flipkart, Amazon, Myntra, and Jabong offer high referral rewards for referring friends to download and make their first purchase on the app.

Ride-hailing apps: Ride-hailing apps like Uber, Ola and Rapido offer high referral rewards for referring friends to download and take their first ride on the app.

Food delivery apps: Food delivery apps like Zomato, Swiggy and Dunzo offer high referral rewards for referring friends to download and make their first order on the app.

It is important to keep in mind that the referral rewards and terms of service can vary from app to app, so it’s recommended to check the terms and conditions of the app and consult with the app’s customer service for more information on the rewards and cashback.

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Here is the list of Top 35+ refer and earn apps in India 2024:

1) Angel One

Angel One (formerly known as Angel Broking) is India’s #1 full service broker that allows users to buy and sell stocks, commodities, currencies, and more.

Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameAngel One
Rating4.4
Downloads10M+
Reviews596K+
Referral Bonus₹300 Voucher
Income Per Month (Refer 1 Account per day)₹300 x 30 = ₹9,000
Download Angel One

Must Read: Angel One Refer And Earn – Get ₹750 FREE

2) Zerodha

Zerodha is India’s largest discount stock broker that allows users to buy and sell stocks, commodities, currencies, and more at a very affordable brokerage.

You have the option to invest in direct mutual funds, sovereign gold bond and many more through Zerodha Coin App.

Zerodha has active client base of 6,224,309 individuals who are consistently engaged in investing and trading in Stock Market.

Users can earn money online by just referring Zerodha to their friends, family, colleagues, and social media audience and get referral bonus and 10% lifetime commission on their brokerage.

If you refer more clients, you will get more money.

App NameKite by Zerodha
Rating4.2
Downloads10M+
Reviews319K+
Referral Bonus300 Reward Points
Brokerage Sharing10% of Referral
Income Per Month (Refer 1 Account per day)300 x 30 = 9,000 Reward Points + 10% Brokerage Sharing
Download Zerodha

3) Upstox

Upstox is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameUpstox
Rating4.3
Downloads10M+
Reviews208K
Referral Bonus₹200
Income Per Month (Refer 1 Account per day)₹200 x 30 = ₹6,000
Download Upstox

Must Read: Upstox Refer And Earn → Get ₹1200 Per Referral FREE

4) Groww

Groww is an online investment platform that simplifies investing for individuals in India. It offers a wide range of investment options, including mutual funds, stocks, ETFs, and more.

Groww provides a user-friendly interface, educational resources, and tools to help users make informed investment decisions.

App NameGroww
Rating4.5
Downloads10M+
Reviews923K
Referral Credit₹100
Income Per Month (Refer 1 Account per day)₹100 x 30 = ₹3,000
Download Groww

5) 5paisa

5paisa is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App Name5Paisa
Rating4.2
Downloads1Cr+
Reviews4.99L
Referral Credit₹200
Brokerage Sharing12.5% of Referral
Income Per Month (Refer 1 Account per day)₹200 x 30 = ₹6,000 + 12.5% Brokerage Sharing
Download 5Paisa 

6) Sharekhan

Sharekhan is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameSharekhan
Rating3.3
Downloads5M+
Reviews71.3K
Brokerage Sharing20% of Referral
Income Per Month (Refer 1 Account per day)20% Brokerage Sharing
Download Sharekhan

7) Kotak Securities

Kotak Securities is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameKotak Securities
Rating4.0
Downloads1M+
Reviews46.5K
Referral Credit₹300
Brokerage Sharing10% of Referral
Income Per Month (Refer 1 Account per day)₹300 x 30 = ₹9,000 + 10% Brokerage Sharing
Download Kotak Securities 

8) ICICI Direct

ICICI Direct is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameICICI Direct
Rating4.4
Downloads100K+
Reviews6.44K
Referral Bonus₹750
Income Per Month (Refer 1 Account per day)₹750 x 30 = ₹22,500
Download ICICI Direct

9) HDFC Securities

HDFC Securities is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameHDFC Securities
Rating4.4
Downloads1M+
Reviews110K
Referral Bonus₹500
Income Per Month (Refer 1 Account per day)₹500 x 30 = ₹15,000
Download HDFC Securities

10) Motilal Oswal

Motilal Oswal is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameMotilal Oswal
Rating4.2
Downloads5M+
Reviews71.6K
Referral Bonus₹500
Income Per Month (Refer 1 Account per day)₹500 x 30 = ₹15,000
Download Motilal Oswal

11) Axis Direct

Axis Direct is a stock trading platform that allows users to buy and sell stocks, commodities, currencies, and more. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameAxis Direct
Rating3.4
Downloads10L+
Reviews28.5T
Referral Bonus₹500
Income Per Month (Refer 1 Account per day)₹500 x 30 = ₹15,000
Download Axis Direct

12) PhonePe

PhonePe is a digital wallet and UPI-based app that allows users to make payments and transfer money. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NamePhonePe
Rating4.4
Downloads100M+
Reviews9.97M
Referral Bonus₹100
Income Per Month (Refer 1 Account per day)₹100 x 30 = ₹3,000
Download PhonePe

13) PayTM

Paytm is a popular digital wallet and UPI-based app that allows users to make payments and transfer money. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NamePayTM
Rating4.6
Downloads100M+
Reviews17.2M+
Referral Bonus₹100
Income Per Month (Refer 1 Account per day)₹100 x 30 = ₹3,000
Download PayTM

14) Google Pay

Google Pay is a digital wallet and UPI-based app that allows users to make payments and transfer money. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameGoogle Pay
Rating4.0
Downloads500M+
Reviews9.43M+
Referral BonusUp to ₹100
Income Per Month (Refer 1 Account per day)₹100 x 30 = ₹3,000
Download Google Pay

15) Amazon Pay

Amazon Pay is a digital wallet and UPI-based app that allows users to make payments and transfer money. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameAmazon
Rating4.5
Downloads10Cr+
Reviews88.7L
Referral Bonus₹100
Income Per Month (Refer 1 Account per day)₹100 x 30 = ₹3,000
Download Amazon Pay

16) Oyo Rooms

Oyo Rooms is a hotel booking app that allows users to find and book hotel rooms. Users can earn money by referring friends and family to the app.

App NameOyo Rooms
Rating4.5
Downloads5Cr+
Reviews13.1L
Referral Bonus₹350 OYO Rupee
Download Oyo Rooms

17) Zomato

Zomato is a food delivery app that allows users to order food from restaurants. Users can earn money by referring friends and family to the app.

App NameZomato
Rating4.2
Downloads10Cr+
Reviews81.3L
Referral Bonus₹100
Income Per Month (Refer 1 Account per day)₹100 x 30 = ₹3,000
Download Zomato

18) Swiggy

Swiggy is a food delivery app that allows users to order food from restaurants. Users can earn money by referring friends and family to the app.

App NameSwiggy
Rating4.5
Downloads10Cr+
Reviews70.3L
Referral Bonus₹50
Income Per Month (Refer 1 Account per day)₹50x 30 = ₹1,500
Download Swiggy

19) Uber

Uber is a ride-hailing app that allows users to book rides. Users can earn money by referring friends and family to the app.

App NameUber
Rating4.7
Downloads500M+
Reviews12M
Referral Bonus30% off on 2 trips (Up to ₹100 per trip)
Download Uber

20) OLA

Ola is a ride-hailing app that allows users to book rides. Users can earn money by referring friends and family to the app.

App NameOLA
Rating4.0
Downloads100M+
Reviews2.24M
Referral BonusNot Available right now
Download OLA

21) Rapido

Rapido is a bike taxi app that allows users to book rides. Users can earn money by referring friends and family to the app.

App NameRapido
Rating4.6
Downloads5Cr+
Reviews17.1L
Referral Bonus₹65
Download Rapido

22) Rozdhan

Rozdhan is an app that allows users to earn money by completing various tasks, such as watching videos and referring friends.

App NameRozdhan
Rating4.1
Downloads1Cr+
Reviews2.83L+
Referral Bonus₹50 per referral
Download Rozdhan

23) CashKaro

CashKaro is a cashback and coupon app that allows users to earn cashback on purchases made through the app. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameCashKaro
Rating4.1
Downloads10M+
Reviews95.7K
Referral Bonus10% of referral Cashback amount
Download CashKaro

24) INDMoney

INDMoney is a financial super app based in India. It combines banking, investing, and financial planning services into a single platform.

Users can manage their bank accounts, invest in mutual funds, stocks, and fixed deposits, and access personalized financial advice and recommendations.

App NameINDMoney
Rating4.4
Downloads5M+
Reviews168K
Referral Bonus₹500
Download INDMoney

25) Cred

INDMoney is a financial super app based in India. It combines banking, investing, and financial planning services into a single platform.

Users can manage their bank accounts, invest in mutual funds, stocks, and fixed deposits, and access personalized financial advice and recommendations.

App NameCred
Rating4.5
Downloads1Cr+
Reviews16.5L
Referral BonusEarn Upto ₹1000 cashback per referral
Download Cred

26) BankBazaar

BankBazaar is an online financial marketplace that allows users to compare and apply for various financial products such as credit cards, loans, and insurance. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameBankBazaar
Rating4.4
Downloads10M+
Reviews134K
Referral BonusNot Available Directly
Download BankBazaar

27) PolicyBazaar

PolicyBazaar is an online insurance comparison platform that allows users to compare and purchase insurance policies. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NamePolicyBazaar
Rating4.0
Downloads10M+
Reviews300K
Referral BonusNot Available Directly
Download PolicyBazaar

28) CreditMantri

CreditMantri is a financial app that provides users with their credit score and credit report, as well as personalized loan and credit card recommendations. Users can earn money by referring friends and family to the app and get a cashback on their first transaction.

App NameCreditMantri
Rating3.8
Downloads10L+
Reviews37.6T
Referral Bonus₹100 PayTM cash on 3 referrals
Download CreditMantri

29) Meesho App

Meesho is online reselling shopping app that allows users to resell products from various categories such as fashion, home decor, and more. Users can earn money by referring friends, family and their audience to the app and when they make a purchase.

App NameMeesho
Rating4.3
Downloads100M+
Reviews3.37M+
Signup Bonus₹200
Referral Bonus₹350/Refer
Download Meesho

30) GlowRoad

GlowRoad is a reselling app that allows users to resell products from various categories such as fashion, home decor, and more. Users can earn money by referring friends and family to the app and when they make a purchase.

App NameGlowRoad: Resell & Earn Online
Rating4.4
Downloads1Cr+
Reviews3.77L
Referral Bonus₹1000 for 3 Referral
Download GlowRoad

It’s worth noting that the referral rewards and cashback vary from app to app. It’s advisable to check the terms and conditions of the app and also consult with the app’s customer service for more information on the rewards and cashback.

Many cryptocurrency exchanges and platforms offer referral programs as a way to incentivize users to invite their friends to join the platform. These referral programs typically work by giving users a unique referral link or code that they can share with their friends.

When their friends sign up for the platform using that link or code and complete certain actions, such as making a trade or depositing funds, the referrer earns a commission or bonus.

The specifics of referral programs can vary from platform to platform. Some programs may only offer a one-time bonus for each referral, while others may offer a percentage of the referred user’s trading fees as a recurring commission. Some platforms may also offer bonuses or rewards to both the referrer and the referred user.

It’s important to note that referral programs are typically subject to terms and conditions, and the commission earned can be used to trade on the platform or can be withdrawn to a personal wallet, but it will be subject to the withdrawal fees.

Here is a list of some popular cryptocurrency exchanges and platforms that offer referral programs:

31) Binance

A popular cryptocurrency exchange that offers a commission on trading fees for users who invite their friends to join the platform.

32) Coinbase

A well-established cryptocurrency exchange that offers a referral program that rewards both the referrer and the referred user with bonuses in the form of Bitcoin.

33) WazirX

A popular Indian cryptocurrency exchange that offers a referral program that rewards users with a percentage of their friends’ trading fees as a commission.

32) CoinDCX

A Indian cryptocurrency exchange that offers a referral program that rewards users with a percentage of their friends’ trading fees as a commission.

34) CoinSwitch

A Indian cryptocurrency exchange aggregator that offers a referral program that rewards users with a percentage of their friends’ trading fees as a commission.

35) BuyUcoin

A Indian cryptocurrency exchange that offers a referral program that rewards users with a percentage of their friends’ trading fees as a commission.

This is not an exhaustive list and there are many other cryptocurrency platforms that offer referral programs. It’s important to research and compare the terms and conditions of different referral programs to find the one that best suits your needs.

Frequently Asked Questions (FAQs) About Refer & Earn Apps

What are refer & earn apps?

Refer and earn apps are mobile applications that offer a reward to users for recommending the app to their friends, family members, or social media audience.

Which app is best for refer and earn?

Some of the best refer and earn apps are AngelOne, Upstox, Paytm Money, PhonePe, etc.

How to earn 1000 rs per day from mobile?

Referring top 5 apps will help you to make 1000 rs per day easily.

Which app gives 100 rupees?

There are many apps like Paytm Money who offer Rs 100 or more per referral.

Which is No. 1 earning app?

Angel One is the No 1 app following Upstox. These two apps offer best refer and earn program.

 

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